Discover how flexible insurers are when clients wish to opt out of indexation increases. Learn about the impact of policy anniversary increases, conditions for opting out, and the consequences of consecutive opt-outs.
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Discover how different insurers compare in offering free cover during the underwriting and mortgage completion processes. Learn about the limitations, cover limits, and exclusions provided by various insurers to ensure your clients are protected even before their policy starts.
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Discover which income protection plans pay a lump sum on death. Learn about providers, benefit calculations, and how much each provider pays at different benefit levels
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This article explores the interplay between logic and emotion during the protection conversation, emphasizing the importance of addressing clients’ emotional needs during the advice process.
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