Don’t believe the hype over Decreasing Term Assurance
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Protection Guru regularly provides some great information, this however, is not that. A DTA life policy protects the repayment mortgage risk against death perfectly and at minimum cost, leaving more money for FIB and income protection, so the argument put forward is weak at best. Only recommending a DTA is wrong but that doesn’t mean that it isn’t often part of the optimum solution.